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Read unbiased guides on how policies work, compare market-leading providers, and get a tailored recommendation from a genuine product expert.

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Comparing policies from the UK's Top Providers

Bupa AXA Health Vitality AVIVA The Exeter WPA

Comprehensive Coverage Hubs

Select a category below to read our impartial guides, view average costs, and understand the nuances of different policy types before you request a quote.

Private Health

Bypass NHS waiting lists. Access premium private medical facilities, specialist consultants, and fast-tracked treatments.

Business Health

Protect your team. Reduce absenteeism and enhance employee retention with tailored corporate healthcare and wellness plans.

Life Insurance

Financial security for those who matter most. Ensure your family or business partners are protected if the worst happens.

Income Protection

Safeguard your lifestyle. Receive a consistent proportion of your earnings if injury or illness prevents you from working.

Stonebridge Cover Broker Consultation

15,000+

Quotes Compared Annually

Why it pays to compare through us.

Navigating the insurance market is complex. As an independent broker, we don’t work for the insurers; we work for you. We strip away the marketing jargon to give you expert insight into trends, true costs, and provider ratings

Created by Industry Experts

Our content is written and reviewed by specialists with decades of experience. We analyze the whole market to find policies with the best benefits and fewest exclusions.

Dedicated Account Managers

No call centers. When you request a quote, you are matched with a dedicated, vetted broker who specializes in the exact cover you need.

Completely Fee-Free Service

Our journalism, guides, and broker comparison services cost you nothing. We are only paid a standard commission by the insurer if you choose to proceed.

From Enquiry to Coverage

A structured, hassle-free process designed to secure you the best terms available on the market.

Step 01

Quick Enquiry

Tell us what you need via our secure 60-second form or a quick phone call.

1

Step 01

Expert Fact-Find

Your dedicated broker assesses your specific needs, budget, and medical history.

2

Step 01

Market Review

We compare leading providers to find policies with the best benefits and fewest exclusions.

3

Step 01

Setup & Aftercare

We present our tailored recommendation, handle the application, and support your renewals.

4

Rated Excellent by Professionals

Don't just take our word for it. Read what business owners and private clients have to say about the Stonebridge Cover experience.

"The team made setting up our corporate group scheme incredibly straightforward. They explained the tax implications perfectly and found a Bupa policy that saved us 15% compared to our direct renewal quote."

Sarah T.

Operations Director, London

"The team made setting up our corporate group scheme incredibly straightforward. They explained the tax implications perfectly and found a Bupa policy that saved us 15% compared to our direct renewal quote."

Sarah T.

Operations Director, London

"The team made setting up our corporate group scheme incredibly straightforward. They explained the tax implications perfectly and found a Bupa policy that saved us 15% compared to our direct renewal quote."

Sarah T.

Operations Director, London

Market Insights & Guides

Expert advice to help you navigate the complexities of underwriting, taxes, and claims.

Frequently Asked Questions

What is the difference between moratorium and full medical underwriting?
Full Medical Underwriting (FMU) requires you to disclose your complete medical history upfront. The insurer will then tell you exactly what is and isn’t covered before the policy starts. Moratorium underwriting doesn’t require upfront disclosure, but it automatically excludes any conditions you’ve had in the past 5 years. You must remain symptom-free for 2 years on the policy before those conditions might be covered.
Generally, standard business health policies do not cover pre-existing conditions. However, if you are setting up a group scheme for a larger team (typically 20+ employees), you may be eligible for “Medical History Disregarded” (MHD) underwriting, which can cover pre-existing conditions for your staff.
No. Our service is completely free to you. We often have access to broker-exclusive rates that are cheaper than going direct. Insurers pay us a standard commission for introducing clients and managing the administration, meaning the price you pay is exactly the same (or often better) than going direct.